A disciplined approach to high-yield real estate secured mortgage investments
Interim Finance Corporation Pty Limited is a specialist contributory mortgage fund focused on second mortgages secured by metropolitan residential real estate. We provide wholesale investors with high-yield opportunities and a steadfast commitment to capital preservation.
With a conservative Loan-to-Valuation Ratio (LVR) not exceeding 70% of a panel-approved valuation, your capital is safeguarded by quality assets. Our record of zero capital losses demonstrates disciplined risk management, and our directors' personal investments across the portfolio ensure full alignment with our investors' interests.
By dealing directly with the mortgage manager, our investors avoid the return-reducing layers of intermediaries often seen in funds of funds. This allows investors to access opportunities directly at the source, enhancing returns and providing more control over their investments.
Our history
Interim Finance is a market leader in SME (Small and Medium Enterprise) loans, specialising in both 1st and 2nd mortgages. While we maintain a strong presence in 1st mortgage loans, we are particularly recognised for our expertise in 2nd mortgages, a specialist product that requires deep industry knowledge.
With over 30 years of experience and more than $500 million in written loans, Interim Finance has developed a serious commitment to this niche market. Our focus ensures that every loan we provide is carefully structured, delivering consistent and reliable returns to our investors. This level of expertise and dedication has earned us recognition as a trusted partner in the real estate finance sector.
The Interim Finance Mortgage Syndicate Fund offers wholesale investors a secure, high-yield opportunity focused on capital preservation. With direct access to mortgage investments, transparency in selection, and no unnecessary fees, we provide a straightforward and reliable path to wealth creation in the private credit market.
Why invest with us
High yield and capital preservation
Our fund balances high-yield returns with a focus on capital protection. We operate with conservative lending practices, limiting LVRs to 70% of a panel-approved valuation, ensuring a strong margin of safety for our investors.
Direct access, maximised returns
Investors deal directly with Interim Finance Corporation Pty Limited, eliminating the intermediaries and complex layers often found in other structures. This direct access ensures higher net returns, as your capital is not diluted by multiple layers of fees typically seen in funds of funds.
Guided expertise in the private credit market
Our expertise in the private credit market positions us as trusted advisors for investors seeking strategic, high-yield opportunities in secured lending. We offer clear guidance through this complex and dynamic space.
No fees, enhanced net returns
We impose no entry or exit fees, meaning your capital works efficiently from day one. With current returns ranging from 11% to 12.5%, our fee-free structure ensures you capture the full value of your investment.
Proven track record
With a history of zero capital losses, our disciplined, cautious approach ensures long-term wealth preservation for investors seeking security alongside attractive returns.
01
Enquire and Apply
Wholesale investors can obtain our Information Memorandum, and then apply to join the Interim Finance Mortgage Syndicate Fund
02
Portfolio Building
You'll be presented with individual mortgage opportunities. You review and approve each mortgage, building a tailored portfolio of loans
03
Monthly Income
Interest income is distributed monthly, accompanied by detailed statements to ensure transparency in your portfolio’s performance
Get accredited with Interim Finance
Register now to gain access to our range of second mortgage solutions.
Subscribe to receive monthly market updates and useful info.
we never share data. we respect your privacy
Australia's mortgage and finance brokers use Interim Finance to fund first and second mortgages for clients who need a competitive funding solution, quickly and fuss-free.
We're renowned for being transparent, flexible, and easy to do business with.
Interim Finance Corporation Limited holds an Australian Financial Services Licence No. 479859 Australian Bridging Finance holds an Australian Credit License No. 452880